All Bills. One View.
Every utility, subscription, insurance, and loan in a single dashboard. See what's due, what's overdue, and what's on autopay — without juggling nine different portals and passwords.
Billo organizes all your bills, pays the people you love anywhere in the world, and uses AI to catch overcharges before you even notice. One app for every bill in your life.
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The average household manages 14 separate bills across 9 different logins — and that's before you factor in the people you support in other countries.
Not just a payment button. Billo is a full command centre for every bill, every person, every country.
Every utility, subscription, insurance, and loan in a single dashboard. See what's due, what's overdue, and what's on autopay — without juggling nine different portals and passwords.
Pay a parent's electricity in Jamaica, a sibling's rent in Mexico, or a friend's bill in Nigeria — directly from your US or Canadian bank account. Converted automatically, delivered same day.
Ask Billo anything — "Why is Rogers so high?" or "What's due this week?" — and get a real answer. Billo also proactively alerts you to unusual charges and upcoming deadlines.
A visual calendar of every upcoming payment, colour-coded by urgency. Never miss a due date or get hit with a late fee again.
See every recurring charge in one place. Spot the streaming services you forgot about, the gym membership you don't use, and the software trials that quietly converted.
Every verified user gets a unique Billo ID — a personal alias you can share to send or receive bill payments instantly from anyone in the network. Like an email address, but for money.
Millions of people across North America regularly pay bills for family in other countries. Until now that meant wire transfer fees, bad exchange rates, and hoping it arrived before the due date. Billo makes it as simple as paying any other bill.
No complicated setup. No spreadsheets. Just connect your bank and Billo does the rest.
Link your US or Canadian bank account securely in under 60 seconds. We support ACH, Interac e-Transfer, and all major financial institutions on both sides of the border.
Search from 164,000+ billers across Canada and internationally. Add family members and their bills in seconds. Billo imports existing due dates automatically.
Pay manually, set autopay, or let Billo alert you before anything is due. Get notified about rate changes, unusual charges, and family payment activity in real time.
All data encrypted in transit and at rest. The same standard your bank uses.
Full identity verification for every account. Regulated, compliant, and secure.
Registered and compliant with financial services requirements in the US and Canada.
Biometric login, SMS 2FA, and session monitoring keep your account yours.
Billo is a Canadian bill payment and organization app built for anyone who manages multiple bills — especially people with financial obligations in more than one country. Whether you're paying your own Canadian bills or supporting family in Jamaica, Mexico, Nigeria, or the Philippines, Billo brings everything into one place.
Billo supports major US and Canadian financial institutions including Chase, Bank of America, Wells Fargo, TD, RBC, Scotiabank, CIBC, BMO, and credit unions. Payment methods include ACH transfer, Interac e-Transfer, Visa, and Mastercard debit.
You pay in CAD from your Canadian account. Billo converts at a competitive live exchange rate and routes the payment to the biller in their local currency using bank-grade international payment rails. Most corridors settle same day or within 1–2 business days.
Every verified Billo user gets a unique Billo ID — a short, shareable alias tied to their account (like BILLO-4821-NC). You can share it with anyone in the Billo network to send or receive bill payments, split costs, or request money instantly without exchanging bank details.
Billo is free to get started. A premium tier with additional features like unlimited cross-border payments, family plan management, and advanced AI insights will be available at launch. Details to be announced.
We're putting the finishing touches on Billo right now. Join the waitlist to be among the first to know when we open access and to get early pricing locked in.
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